Advice-Only Fee Schedule

Asset Range

Individual

First Responder

Up to $500,000

1.25%

1.00%

$500,000 - $1,000,000

1.00%

1.00%

$1,000,000 - $2,500,000

0.65%

0.65%

$2,500,000 - $5,000,000

0.55%

0.55%

$5,000,000 - $10,000,000

0.50%

0.35%

$10,000,000 - $25,000,000

0.35%

0.35%

Above $25,000,000

Negotiable

Negotiable

Investment Management

0.65%

Example

First responder under $500,000 = 1.65% total (1.00% for advice + 0.65% for investment management)

Held-Away Accounts

Managed separately at 1.00%

Held-away accounts may include 401(k), 457, 403(b), HSA, and other employer plans.

401(k) & 403(b) Fee Schedule

Plan Assets

Fee

$2 - 5 million

0.40%

$5 - 10 million

0.32%

$10 - 20 million

0.25%

$20 - 50 million

0.20%

$50 - 75 million

0.15%

$75 - 100 million

0.10%

$100+ million

Negotiable

457 & VEBA Fee Schedule

Plan Assets

Fee

$0 - 10 million

0.45%

$10 - 25 million

0.35%

$25 - 50 million

0.20%

$50 - 100 million

0.10%

$100+ million

Negotiable

Our advisory fees are based on assets under management. In addition to our advisory fee, a third-party investment manager may charge a separate implementation fee. We will always disclose the total cost before you commit to anything. We never earn a commission. Our only financial incentive is to help your assets grow because our fee grows only when yours does.

Fee Schedule