FIRE SERVICE
For Firefighters
Your pension is the foundation. Not the whole house.
You love the job. You've built something real. The crew, the lifestyle, the purpose. When it comes to retirement, you probably figure the pension covers it. A lot of firefighters do. But here's what most won't say out loud. The pension is a starting point, not a finish line.
What You May Be Up Against
- The pension gap most firefighters don't see until it’s too late
Your pension replaces a portion of your income but it was never designed to cover everything. Healthcare in retirement, inflation over 20 to 30 years, and family expenses can create a gap that surprises even firefighters with solid careers behind them. - Delaying is the most expensive decision you can make
Every year without a coordinated plan is a year of compounding you can't recover. It requires a plan and the sooner you have one, the more options you have at the end. - No one has ever shown you the full picture
Pension, 457, overtime income and family expenses. Most firefighters have the pieces but nobody has ever put them together in one place and shown them what retirement actually looks like. That's what we do.
What Anew Provides
- The Financial Roadmap Meeting
A single, focused session that produces a one-page visual of your complete financial picture. You'll see exactly where you stand, where the gap is, and what a few intentional changes could mean for your retirement. - Pension and 457 integration
We align your pension, deferred compensation, and other assets into a coordinated strategy not a collection of disconnected accounts that no one has looked at together. - Family protection planning
Your family is the reason for all of this. We make sure the plan accounts for what happens to them including the scenarios no one wants to think about.
Why Anew Advisors
- Anew was built for first responders. We know the shift schedule, the pension rules, and the culture.
- No hidden fees. Our pricing is posted publicly on our website before you ever sit down with us.
- Your assets are held at a qualified third-party custodian. We never hold your money.
- We lead with education, not a sales pitch. You'll leave our first meeting with real information regardless of what you decide.
- At Anew, you are not routed through a call center or treated like an account number. You personally know your advisors and business development contacts, have their personal cell phone numbers, and have 24/7 access to the team. That kind of personal relationship is difficult for large firms to replicate, and it matters deeply in the first responder community
If You're Not Sure This Is For You, We've Heard That Before.
Here are the most common reasons people hesitate and what we'd say in response.
You might be thinking: "My pension is going to cover it."
It covers the foundation. But the gap between what your pension provides and what retirement actually costs with healthcare, inflation, and family expenses is real. And the gap is almost always bigger than people expect. Let's put the actual number in front of you.
Or: "I'll deal with it when I'm closer to retirement."
The cost of waiting isn't abstract. It's compounding that doesn't happen, options that close, and decisions made under pressure instead of with time. One meeting now changes the math on everything that follows.
Or: "I'm probably fine."
Probably is a rough word to bet your retirement on. One 30-60 minute meeting gives you a clear answer instead of a guess. If you're fine, you'll know it. If there's a gap, you'll have time to close it.
"Probably fine is a rough way to bet your retirement. One conversation gives you certainty, and certainty is worth a lot."